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Commercial Insurance

With access to multiple top- rated insurance carriers we help you find the right coverage and the right price to meet your needs

Modern Office Building

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.

You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where The Insurance House can help.

 

A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.

Whether you are a home-based business, small service provider or contractor, we will work with you to find the right combination of business insurance coverage to meet your specific needs. 

Business Owners

combines property, liability and business interruption coverage for small to medium-sized businesses.

Commercial Auto

Can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment.

General Liability

Broad commercial insurance policy that covers general liability exposures of a business.

Commercial Property

Provides a wide range of coverage for buildings, inventory, equipment, tools and more.

Commercial Umbrella

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies.

Rental Landlords

Get the right coverage to protect your rental properties.

Surety Bonds

Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond.

Workers Compensation

pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages.

Hospitality

Coverage for bars, restaurants and upscale lounges.

Supplemental Coverage Available

Extended liability for additional insureds

Debris removal, personal property

Tools and equipment

Valuable records protection and accounts receivable

In addition to advising you on the right coverage, we provide additional services, such as:

  • Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

  • Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.

  • Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

Please contact us for a review with one of our professionals today!

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